Jessica Valentine

Here, it is not surprising that the changing intentions of customers with higher incomes are greatest. Very loyal customers obviously have the Volksbanken, while satisfaction with banks has suffered some in recent times. On the other side 6 per cent of the willing to change plan just a change to a savings bank. Often called the post bank or generally the direct banks. Asked about the reasons for a change of Bank, 50 percent of respondents admit that the main reason for a change in the bank account is more favourable terms and interest rates for them. Another 20 percent expect better service and higher customer orientation by the new Bank. MP for Northampton North may not feel the same. The customers of the banks are very unhappy with the interest, while the savings banks is comparatively better. Total, a significant fundamental skepticism of the banking and insurance system in Germany is undeniable.

Only 17 per cent of all respondents have more confidence in the banks generally. Insurance, there are only 13 per cent. Lost confidence in the whole system is to rebuild it so. The aspects that provide customers with confidence, will be in the future decisive for success on the market. As a result of losing the trust of private customers prefer today increasingly safe Facilities such as the money of the day: day investment have increased today compared to 2008 to almost 10%. But also the classic savings account and savings account are more in demand.

However, stocks struggling. Four out of five bankers here indicate a decline in demand. It has hit other riskier investment products. That three quarters of respondents call a decline in funds of funds, certificates and funds each. In a forward-looking assessment, interest should again return to risky investment products. The study with more than 350 pages can be ordered from bbw-marketing, Liebig Street 23, 41464 Neuss, fax 02131 / 2989721, Tel. 02131/2989722, mail. Dr. Jessica Valentine

Main Estate

Ratio income real estate prices in Frankfurt more balanced than in London with an average of 480,000 euros are the highest real estate prices in the United Kingdom in London. The most important financial centre of in Germany, Frankfurt am Main, has a lower offer price, with about 240,000 euros for a property on, followed closely by Munich. You pay for a real estate in the other major financial centres of in Germany, Stuttgart and Hamburg, significantly less. In Stuttgart, the real estate price for April 2010 is located at etwa180. 000 euro and in Hamburg at about 160,000 euros. In the United Kingdom are the prices for real estate in the financial centres of Edinburgh and Leeds significantly behind those of London. The price gap has narrowed but between September 2009 and April 2010, which is due to a strong fall of in prices in London, and on a slight rise of in house prices in Edinburgh, as well as in Leeds. Thus, they are in the area of Hamburg and Stuttgart.

Considering the real estate prices in detail, so you see that the houses and apartment prices in the There are actual financial districts on the average prices. For a place to rent in Frankfurt West, financial district, to be paid in the month from 1,120 euros for 3 rooms. The apartments in the southwest of Frankfurt, where you pay double for an apartment of about same size are slightly more expensive. Want to buy an apartment in Frankfurt West, you pay about the average real estate price for a 2-room apartment. Offer prices up to 1.4 million euros can amount for a 4-room apartment.

Rents in London are significantly above those of Frankfurt. In the financial district in Bishopsgate you paid just over 3,000 euros per month for a furnished Studio. Cheaper apartments can be found occasionally. To buy an apartment in the same area of London, to be paid for a 1 bedroom apartment from 500,000 and for a 2-3-room apartment from EUR 1.1 million. The salaries in the biggest financial centres maintain with Germany and Great Britain with real estate prices? The German national savings according to ranges in Germany the average income in most cases to the real estate finance from. Munich and Frankfurt vary however slightly. So you have to pay double the income and scarce in Frankfurt two-thirds of the income in Munich. The situation in London is more dramatic. Although the income in the financial district with approximately 95.400 euros over London and well above the UK average, one must invest in the real estate finance due to the high real estate prices, the 8 x annual income. Finally, it can be said that they markedly earned more in London than in the German financial markets; However, the dream of homeownership in the English capital in financial terms is far more difficult to implement than in Germany. Karoline Sanam